HOLOMUA Volume 26 Issue 4

Recognizing Our Top FICOH Rewards Agents

At around this time each year, we announce the top-tiered agents in our FICOH Rewards program. In this issue, we are excited to share with you our 2025 top-performing agents. Please see page 4 for the full list, take a moment to familiarize yourself with these outstanding partners, and if you have the opportunity, be sure to thank them for their business and partnership.

“ It is not enough to simply be a strong choice—we must also be seen as true partners. Rewarding our most loyal and high - performing agents is a key part of that commitment. ”

The FICOH Rewards program has played a significant role in strengthening our relationships with independent agents since its inception. Originally developed in 2017 by our Emerging Leaders Program (ELP) team, the program has evolved over the years to stay relevant and aligned with our business goals. We have continuously refined its criteria to ensure it remains a valuable tool for both our agents and FICOH.

As we navigate current hard market conditions, we recognize that FICOH remains one of the better options for our agents and their clients. However, it is not enough to simply be a strong choice — we must also be seen as true partners. Rewarding our most loyal and high-performing agents is a key part of that commitment. Profitability remains our top priority. We are not just focused on premium growth; we are committed to writing and retaining profitable business. The FICOH Rewards program is structured to recognize agents who not only contribute higher production but also maintain a lower loss ratio than our average agent. This ensures that we continue to build a strong and sustainable future for our company and our partners.

Thank you to everyone who plays a role in fostering these valuable agency relationships. Your efforts help strengthen our position in the market and reinforce our commitment to profitable growth.